Coffee Regional Medical Center offers the following benefits for employees and physicians:

Medical Benefits

Once you have successfully completed your initial 90-days at CRMC, all full-time employees are eligible for Comprehensive Medical Insurance administered by Meritain Health. Visit to setup an online account with Meritain so you can view claims and EOBs and take advantage of other services provided.

Medical Network

Visit to find a doctor in Network. When asked to provide a Plan name, please use: Open Choice PPO. Also keep in mind that our In-Network facilities are CRMC and St. Joseph/Candler in Savannah. South Georgia Medical Center in Valdosta can be used for cardiology, neurology and oncology services.

Healthy Merits Program

Healthy Merits is a wellness program provided in conjunction with CRMC’s medical plan through Meritain Health. Healthy Merits provides plan members with incentives in the form of cash rewards that can be used only for medical expenses. For more information about Healthy Merits and your Healthy Merits card visit, call 1.877.348.4533 or email

Flexible Spending Account

The Flexible Spending Account is an option to place tax-deferred money into an account that can be used only for medical purposes. An FSA is a “use-it-or-lose-it” account. Download the form, or call 1.800.748.0003.

Health Savings Account

If you are enrolled in CRMC’s High Deductible Health Plan, you have the option to contribute to a Health Savings Account. The HSA is an interest-bearing savings account that rolls-over from year to year. Money in this account can only be used for medical expenses. Contact Regina Haskins with Douglas National Bank at 912.384.2233 for more information or to setup your account.

Prescription Drug Coverage

Your prescription drug coverage with Meritain is administered by Express Scripts. As a medical plan participant you have the option to purchase your prescriptions at CRMC’s in-house pharmacy as well.

Dental Benefits

You may enroll in Dental insurance as a stand-alone policy or in conjunction with your medical insurance. Individual and family coverage is available. The Plan is administered in conjunction with your medical benefits by Meritain. For more info visit or call 1.888.300.3374.

Vision Benefits

Vision insurance at CRMC is a stand-alone, voluntary policy offered through VSP. Visit for information about your benefit and look for an in-network VSP doctor.

Dependent Care Savings Account

The DCSA is an option to place tax-deferred money into an account that can be used only for your child’s daycare expenses. Submit your daycare receipts to Meritain and you will be reimbursed from your account of tax-deferred money.

Employer Paid Term-Life Insurance

Full-time employees are provided a $30,000 term-life insurance policy through UNUM. Spouses covered on the Medical Plan are provided a $5,000 policy and dependent children are provided a $2,000 policy. All policies are paid for entirely by CRMC.

401(K) Savings Retirement Plan

Full-time, part-time and temporary employees are eligible for CRMC’s 401(k) administered by Fidelity Investments. Plan highlights include:

  • 100% vesting from day one.
  • Access to free financial advising.
  • Auto-Enrollment at 3%
  • Contributions are tax-deferred.
  • Multiple fund options

Visit Fidelity at for more information about your 401(k).

Tuition Reimbursement

As an employee of CRMC you are eligible to apply for the Educational Assistance Program, which provides up to 100% reimbursement for approved classes related to your career. Please ask to see the policy for details or review it on the Policy drive.

Benefits Resources

  • Meritain 888.300.3374
  • Long Term Disability Insurance 800.421.0344
  • Supplemental Term Life Insurance 800.421.0344
  • Voluntary Accident Insurance 800.635.5597
  • Critical Illness Insurance 800.635.5597
  • Individual Short-Term Disability Insurance 800.635.5597
  • Individual Whole Life (Permanent) Insurance 800.635.5597
  • Advisor Financial LLP 888.644.7757